In this issue, we’ll cover several exciting updates and initiatives across Bayview. Topics include a deeper look into understanding our ESOP—clearing up common misconceptions and explaining how share valuation works—along with highlights from the recent Sacramento ESOP Conference. We’ll also touch on our NorCal marketing push, recap the 2025 Bayview Golf Invitational and NorCal fishing trip, and provide an update on the remodel of our Paramount office.